Last Will and Testamentary Trust

Testamentary Trust Wills – includes Divorce & Bankruptcy protection, 3-Generation Testamentary Trusts, Superannuation Trusts
Recommended Estate Planning Package – includes 3G Testamentary Trust Wills, Enduring and Medical POAs
Mirror Wills – $975 Tax Effective 3-Generation Testamentary Trust
Single Will – $795 Tax Effective 3-Generation Testamentary Trust
Non-tax effective Wills (no protection for: divorcing or bankrupt children; Capital Gains Tax or 32% payable by adult children on your Superannuation)
Non-Tax effective Mirror Wills – $528
Non-Tax effective Single Will – $495
Training Course
Estate Planning Training Course – includes 3-Generation Testamentary Trust Mutual Wills

Do I need 3-Generation Testamentary Trust Wills or Non-tax effective Wills?

There are two types of Wills: 3-Generation Testamentary Trust Wills and Non-tax effective Wills.


If you can afford it, it is always better to have 3-Generation Testamentary Trust Wills because they contain:

1. 3-Generation Testamentary Trusts – reduces CGT, income tax & transfer (stamp) duty

2. Super Testamentary Trust – reduces the 17% or 32% tax on Super going to adult children

3. Bankruptcy Trusts – if a beneficiary is bankrupt

4. Divorce Protection Trust – if a child separates

5. Maintenance Trust – where beneficiaries under 18 years of age or unstable


If your family home, superannuation, life insurance and other assets, when combined, are over $1m then you clearly need 3-Generation Testamentary Trust Wills. However, if your assets are under $1m then the benefits, while still there, are not as great.
To help you decide, watch the above “Which Will is best” video.


Business Structures for Personal Services Income, tax and asset protection

Family trust v Everett’s assignments
Unit trust vs Everett’s assignments
Corporate structures and Everett’s assignments
Service trust and Independent Contractors Agreements